Final Expense Life Insurance

Independent life insurance broker with access to top-rated carriers. I compare rates across the market to secure the best coverage for your situation — not a one-size-fits-all policy.

Get Quote

First Name

Last Name

Date of birth

Phone *

Email *

By checking this box, I consent to receive non-marketing text messages from Nick Georgalos about Life Insurance. Message frequency varies, message & data rates may apply. Text HELP for assistance, reply STOP to opt out.

By checking this box, I consent to receive marketing and promotional messages including special offers, discounts, new product updates among others.from Nick Goergalos at the phone number provided. Frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out.

Why Clients Work With Me

Independent. Honest. Built Around Your Best Rate.

Life insurance isn’t about hype or buzzwords. It’s about making sure your family isn’t left with bills, stress, or uncertainty. As an independent broker, I compare multiple top-rated carriers to find coverage that actually fits your situation — clearly, calmly, and without pressure.

Independent Broker

I’m not tied to one insurance company. I work with multiple A-rated carriers so I can compare options and put you with the policy that makes sense for you, not the one that pays me the most.

Real Policies From Real Carriers

Your coverage is issued by nationally recognized life insurance companies with long track records of paying claims. No gimmicks. No fly-by-night insurers.

Rates Matched to Your Health & Budget

Pricing depends on your age, health, and goals — not a generic package. I shop multiple carriers to find the most affordable option available for your specific situation.

Direct Access — No Call Centers

When you work with me, you talk to me. Not a rotating support desk. Not a chatbot. Just clear answers when you need them.

About the Way I Work

Access to the Market — Not Just One Policy

As an independent life insurance broker, I’m not limited to a single carrier or product. I work with multiple well-established, A-rated insurance companies, which allows me to compare plans and find coverage that fits your age, health, and budget.

My role is simple: help you understand your options clearly and guide you to the policy that makes the most sense — without pressure or confusion.

Access to multiple top-rated insurance carriers

Options for different health conditions and budgets

Clear explanations so you know exactly what you’re getting

Compare Your Options

A Total of 129+

Insurance Policies

More than 9999+

Happy Clients

What I Help With

Life Insurance Focused on Final Expenses & Family Protection

I specialize in life insurance solutions designed to protect your family from final expenses and financial stress. As an independent broker, I help you compare options from multiple carriers and choose coverage that fits your situation — without pressure or confusion.

Final Expense

Coverage designed to help pay for funeral costs, medical bills, and other end-of-life expenses. Simple policies with affordable premiums and fast approvals for most applicants.

Term & Whole Life Insurance

Options for those looking to protect loved ones, cover debts, or leave a financial legacy. I compare term and whole life policies across carriers to find the best fit for your needs and budget.

Mortgage & Family Protection

Life insurance coverage designed to help loved ones pay off a mortgage, cover living expenses, or maintain stability if something unexpected happens.

Working For You

Independent Broker. Your Advocate.
Nick Georgalos

When you work with me, you’re not dealing with a call center or a captive agent pushing one company’s policy. I’m an independent life insurance broker, which means I compare options from multiple top-rated carriers and help you choose the coverage that makes sense for your situation.

My job is to protect your interests — not sell you something you don’t need.

I take the time to explain your options clearly, answer your questions honestly, and guide you through the process without pressure. Whether you’re focused on final expenses, family protection, or affordability, I help you make a confident decision backed by real coverage.

Compare Your Best Options

FAQ's

Frequently Asked Questions

Q: What types of life insurance do you offer?

I primarily help with Final Expense life insurance, along with term and whole life options when appropriate. Because I’m an independent broker, I’m not limited to one carrier or product — I compare options across multiple companies to find what fits your situation best.

Q: How much does Final Expense life insurance cost?

Pricing depends on your age, health, coverage amount, and the carrier that fits you best. Many policies are affordable and designed to fit fixed incomes. I compare rates across multiple carriers so you don’t overpay for coverage you don’t need.

Q: What if I have health issues or have been declined before?

That’s common. Many Final Expense policies are designed for people with health conditions. I work with carriers that offer options even if you have medical issues or past declines. We’ll review what’s available honestly before you apply.

Q: How long does approval take?

Some policies can be approved the same day, while others may take a few days depending on health history. I’ll explain the timeline up front so you know exactly what to expect.